A Message from Brownstone Research Editor's Note: Tech legend Jeff Brown — the same man who picked Tesla before it soared 2,150% — says while everyone thinks Elon's empire is crumbling, there's a $25 trillion revolution brewing that could 10X Tesla's past success. Click here to see what he uncovered or read more below... Dear Reader, The End of Elon Musk? Don't make me laugh. I'm Jeff Brown, and I've been hearing this same tired story for years. Back in 2018, when I told everyone to buy Tesla… The "experts" said Elon was finished. Tesla was headed for bankruptcy. They even called me an idiot. And now, the headlines are repeating the same story yet again… Saying: “Things Are Bad At Tesla. They're About To Get Much Worse." But here's what they're missing. While the mainstream media focuses on doom and gloom, I've uncovered a revolutionary AI breakthrough buried inside Tesla's labs. One that will take artificial intelligence out of our computer screens and manifest it here in the real world… All while creating a 25,000% growth market in the process. Don't believe me? Most people didn't when I said to buy Tesla in 2018. But those who did could've seen 2,150% gains. And I believe what's coming next could make those gains look like pocket change. Click here to see the $25 trillion Tesla story no one is telling you. But don't wait… Come October 23rd, I believe the "End of Tesla" crowd is about to be proven wrong yet again. Regards, Jeff Brown Founder & CEO, Brownstone Research
Today's Bonus Article Chime Financial: Analysts Ring In—And It's a BuyWritten by Thomas Hughes  Chime Financial’s (NASDAQ: CHYM) impressive IPO and subsequent pullback present a buying opportunity for investors. The opportunity is now highlighted by the initial analysts' forecasts, which amount to a solid Buy rating. MarketBeat.com tracked more than a dozen reports in the first wave of coverage, with roughly 70% of them indicating a Buy equivalent or better, providing a bullish bias to the outlook. The bullish bias is compounded by the price target range, which runs from $33 to $40, and the range of analysts covering the stock, which reads like a who’s who of major financial institutions. The $33 low-end is critical because it implies the post-IPO sell-off was overdone, and a value is present in early July. The consensus of $37.45 is also critical, as it is well above the midpoint of the range, leading the market into the high-end range.  What is Chime Financial? It is a cloud-native, mobile-first fintech platform offering no-fee banking and checking services. It aims to revolutionize and democratize consumer banking, providing easy-to-use, no-fee services, including traditional deposit accounts and credit-building tools. The company generates revenue via fees associated with its branded cards and is making money today. The platform leverages partnerships with national banks and is geared to scale. Regarding geopolitical and trade-related issues, its U.S.-only business model well insulated it from these issues. Chime Financial’s Robust Outlook Supports Today’s High Value Chime Financial is not a cheap stock, trading at roughly 150 times its 2025 earnings outlook. However, the critical takeaways are that it will achieve an adjusted profit in 2025, and the forecasts for top and bottom-line growth are robust. Analysts forecast revenue growth in the 20% range for this fiscal year and next, with acceleration as growth efforts and brand recognition gain traction. Top-line growth is predicted to accelerate to over 50% by the decade’s end, and the earnings forecasts are more robust. Chime Financial is forecast to widen its margin substantially as revenue grows. Earnings are predicted to advance more than 160% in 2026 and then sustain a high-double-digit CAGR near 90% through 2030. That puts the valuation closer to 12x, suggesting a substantial upside is possible for this cash-flow generating machine. There is a risk of dilution, but it is currently minimal. The company raised more than $850 million with its IPO, exceeding the expected range, and is well-capitalized. At worst, investors may expect to see share-based compensation increase the floating count incrementally over time. The offset is that profitability and robust cash flow suggest capital return, including share buybacks, are also in this company’s future. Chime Financial Is Set to Rebound, Could Exceed Analysts' High Target Chime Financial’s stock isn’t all that bullish at first glance, with the initial movement a 35% contraction from the opening day high to the low on June 23. However, the takeaway is very bullish because the initial trade was 60% above the IPO target price, the first day’s close was still 37% above the IPO target price, and the low on June 23 is still above the IPO target price. This shows that the market is eager to buy, and the price action since late June affirms it. The market appears to have found a bottom above the critical $27 target level, with potential to move higher, as highlighted by analysts. The critical resistance point is the low end of the analyst's target range. It could cap gains in the near term, but given the outlook and sentiment, it is unlikely to do so. The more likely scenario is that this market will move into the analysts’ range before the end of July and then quickly advance toward the consensus target, with potential price hiccups in the $35 to $36 range. |
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